Is Summer Already Winding Down?

I can’t believe we’re already approaching the end of summer 2025. The temperatures are still holding strong, but the signs are all around us—school supply aisles are packed, bus routes are being practiced and kids are gearing up to meet their new teachers.

You might be wondering: what does this have to do with real estate?In recent years, honestly—not much. With housing inventory at historic lows, the moment a home hit the market, buyers were lined up, ready to make offers. Seasonality didn’t matter as much.

But this past year? Things have shifted. We’ve returned to a more traditional market rhythm—spring and early summer are once again the peak seasons for buying and selling. And as we move into late summer, I’m seeing the pace slow. Even homes priced well for today’s market are experiencing fewer showings, and there just seem to be fewer buyers actively searching right now.

Curious, I reached out to a few mortgage colleagues to get a sense of what they're seeing. The feedback was mixed—one noted a steady increase in applications, another said things have been flat. So, it’s clear we’re in a bit of a transitional phase.

That said, I firmly believe there are always opportunities to buy and sell—regardless of season or market conditions. It just comes down to strategy and timing. If you’re not tied to a specific school district, this could actually be a great moment to make a move. And for those waiting for mortgage rates to drop? They may have missed out on a few dream homes already.

What is encouraging:

• Inventory is up compared to this time last year.

• Sellers are reaching out and ready to list.

• Lenders are seeing steady activity in applications.

  
  

At the end of the day, we can’t control interest rates, the broader economy, or when your perfect house hits the market. But what we can do is make smart, informed decisions based on what’s best for your family right now.

So let’s sit down—over coffee or tea—and talk through what that might look like for you.